Privacy Policy

We employ an active investment management philosophy that achieves your objectives. You provide important information about yourself to a variety of businesses and organizations. In fact, when you do business with our financial institution, you are asked to provide us with personal information. This information is important because it helps us have a better understanding of your needs and provide better service. We take every measure to safeguard the information you give us. We have no intention of selling that personal information to third-party businesses. The following policies outline how we use and safeguard the information you give us. For this reason, we ask you to please read them carefully.

We may contract with other entities to perform specific support services such as, but not limited to, data processing that may require us to provide them with access to our customer information. When doing so, we require such third party service providers to contractually agree to adhere to our security and privacy guidelines.

We do not reveal specific information about our past or present customer accounts or other personally identifiable data unless (1) Our customer has requested it or (2) the information is provided to help complete a transaction initiated by our customer; (3) disclosure is otherwise lawfully permitted or required.

We collect nonpublic information about you from the following sources:

• Applications to us for our products and services and on other forms that you may provide us.
• Processing transactions pertaining to your accounts, as well as information that we receive by providing other banking services to you.
• Information we receive from a consumer reporting agency.
• We do not currently disclose specific information about our past or present accounts or other nonpublic personal information to nonaffiliated third parties for their independent use.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with Federal standards to guard your nonpublic personal information. If you have any questions about the confidentiality of your information in our hands, please give us a call. We appreciate your business.

This notification meets the requirements of the joint regulatory agencies’ final rules on privacy of consumer information, 15 USC. 6801.